The Credo Consumer Loan offers cash from 500 to 40,000 GEL, with annual interest rates starting from about 10.9%. Terms run from 4 to 48 months without collateral, or up to 7–10 years when secured.

Customers can apply through the MyCredo internet and mobile bank or at a Credo Bank service centre, with the amount and rate confirmed at approval.

What's good

  • Clear published range of 500–40,000 GEL
  • Apply fully online via MyCredo

Trade-offs

  • Final rate depends on individual profile
  • Longer terms require collateral