The Credo Consumer Installment lets customers buy goods at partner stores and pay over time. Installment amounts range from 50 to 12,000 GEL with terms from 3 to 48 months, and annual interest can start from 0% on select merchant promotions.

Limits can be requested through the MyCredo mobile bank, at service centres, or directly in stores with an installment officer.

What's good

  • 0% interest available on select merchant promotions
  • Flexible 3–48 month terms

Trade-offs

  • Limited to partner merchants
  • Interest applies outside promotional offers