The Credo Agro Loan is built for people whose main income comes from agriculture. Its standout feature is a seasonal payment schedule with a grace period, so repayments align with harvest and sales cycles.

Funds can be received online through MyCredo or at any service centre. In partnership with the EBRD, customers can receive up to 10% cashback on qualifying agricultural equipment purchased through the bank.

What's good

  • Seasonal payment schedule with grace period
  • Up to 10% cashback on equipment via EBRD partnership

Trade-offs

  • Aimed at agriculture-income borrowers
  • Interest rate confirmed individually