MyCredo is Credo Bank’s internet and mobile banking platform. It lets customers pay utility and mobile bills with no commission, transfer money between Georgian bank cards 24/7, and send or receive international transfers and money orders.

Users can also request and activate loans and installment limits, and open and manage high-interest deposits directly in the app, making it the bank’s main digital self-service channel.

What's good

  • Commission-free utility and mobile bill payments
  • Request loans, installments and deposits in-app 24/7

Trade-offs

  • Self-service depends on stable internet access
  • Some operations still require a service centre