Ziraat Bank Georgia’s mortgage loan provides financing for the purchase of land and real estate, available in both GEL and USD. The minimum loan amount is 10,000 USD or 20,000 GEL, with a repayment term of up to 12 years.

Advertised rates start from 7.9% nominal (effective rate from 11.9%). Loans exceeding GEL 400,000 are disbursed in national currency only. The bank is the Georgian subsidiary of Türkiye’s T.C. Ziraat Bankası group.

What's good

  • Long repayment term up to 12 years
  • Available in both GEL and USD

Trade-offs

  • Minimum amount of 20,000 GEL / 10,000 USD
  • Large loans disbursed in GEL only