The Ziraat Bank Georgia consumer loan covers general personal financing needs and is available in GEL or USD. The minimum amount is 3,000 USD or 5,000 GEL, with a repayment term of up to 48 months.

Advertised rates start from 14.9% nominal (effective rate from 16.5%). Borrowers must be aged 18 to 65 with stable income. Loans above GEL 400,000 are issued only in national currency.

What's good

  • Available in GEL or USD
  • Clear published rate

Trade-offs

  • Term capped at 48 months
  • Requires stable verifiable income