The MERE Card is Silk Bank’s installment and buy-now-pay-later card, with a credit limit from 50 to 30,000 GEL. At partner locations the amount can be split over 3 to 12 months at an effective 0% rate; at all other locations a grace period of up to 45 days applies.

Cardholders can extend repayment by up to 15 additional months through the mobile app, use the card in physical and online stores in Georgia and abroad, and cash out or transfer funds. MERE is one of Silk Bank’s flagship retail products.

What's good

  • Interest-free installments at partner merchants
  • Repayment extendable up to 15 extra months

Trade-offs

  • Standard credit interest applies outside partner installments
  • Cash-out and transfers may carry fees