The Silk Bank Consumer Loan is an unsecured personal loan of up to 80,000 GEL, aimed at covering a wide range of personal spending needs. It is applied for through Silk Bank’s branches and digital channels.

Silk Bank (formerly Silk Road Bank) is a smaller niche bank focused on consumer lending, BNPL and the Georgian diaspora. Deposits are covered by Georgia’s deposit guarantee scheme.

What's good

  • Borrowing up to 80,000 GEL
  • Unsecured — no collateral required

Trade-offs

  • Interest rate not published online
  • Smaller bank with a limited branch network