ProCredit Bank focuses on financing small and medium-sized businesses with a long-term development plan. Its core business products include working-capital loans (with standard or individual repayment schedules), credit lines, business overdrafts and short-term business loans, plus fixed-asset loans that can carry a grace period.
Specialised lines cover ECO loans, solar power plant financing, preferential agrocredit, the EU4Business – EBRD credit line and the Green Economy Financing Facility. Lending follows the bank’s stated responsible-lending principles.
What's good
- Dedicated SME focus
- Specialised green and agro lines
Trade-offs
- Geared to businesses, not consumers
- Rates not published online
