MoneyMan is an online microfinance lender in Tbilisi offering short-term consumer loans applied for entirely online, with quick decisions and money transfer. It positions itself as a long-term financial partner with progressively decreasing rates for returning customers.

A distinguishing feature is its bonus-points programme: customers accumulate points for timely repayment and can later use them toward covering credit. Exact loan amounts, terms and interest are confirmed during the online application.

What's good

  • Fully online application and fast funding
  • Bonus points reward timely repayment
  • Decreasing rates for returning customers

Trade-offs

  • Live amounts and rates not published openly
  • Short-term micro-loans can carry high APR