Installment (განვადება) is Lazika Capital’s point-of-sale financing that lets customers buy goods at partner retailers and repay the cost in scheduled monthly payments instead of paying in full at once.
It is aimed at shoppers who want to spread the cost of a purchase over time. The exact terms and any markup depend on the partner retailer and the chosen repayment period.
What's good
- Spreads the cost of purchases over months
- Available directly at partner retailers
Trade-offs
- Terms vary by partner store
- Total cost can exceed the cash price
