Universal Comfort is Georgian Capital’s larger general-purpose loan, with a limit of up to 100,000 GEL and a term of up to 60 months. The nominal rate starts from 24% per year, with effective rates up to 50%.
It serves borrowers needing a higher amount than the basic consumer loan at a lower starting rate. Georgian Capital is regulated by the National Bank of Georgia.
What's good
- Lower starting rate than basic loan
- High credit limit up to 100,000 GEL
Trade-offs
- Effective rate can reach 50%
- Larger sums likely need collateral
