FINCA Bank Georgia provides business loans and a business overdraft to micro, small and medium enterprises (MSMEs), a core part of its mission to expand financial inclusion for entrepreneurs. The bank has repeatedly raised dedicated funding from development partners to grow MSME lending.

Products serve working-capital and investment needs and are available through branches, online banking and the mobile app. Exact amounts and rates are assessed per business.

What's good

  • Focused on under-served MSMEs
  • Includes overdraft for working capital
  • Branch, online and mobile access

Trade-offs

  • Amounts and rates not published openly
  • Terms vary by business profile