Crystal’s Startup Loan finances new business ideas, complementing its business loan for already-operating companies. It is aimed at first-time entrepreneurs who need capital to launch.

The exact amount, rate and term are determined individually on application. Crystal’s mission centers on financial inclusion, with a large share of its portfolio directed to rural Georgia and micro-entrepreneurs.

What's good

  • Open to first-time entrepreneurs
  • Backed by Georgia's largest microfinance lender

Trade-offs

  • No published rate or amount
  • Startup lending carries stricter scrutiny