Scapp’s Consumer Loan offers up to 100,000 GEL for any personal purpose, with approval advertised in as little as one day and terms reaching up to 120 months. Eligibility can be based on salary, rent or remittance income.

It is part of Scapp’s retail lending line-up (the microfinance brand formerly known as Swan Capital), which the borrower manages through the Scapp mobile app alongside payments and currency exchange.

What's good

  • High ceiling up to 100,000 GEL
  • Accepts salary, rent or remittance income

Trade-offs

  • Effective interest rate not shown upfront
  • Long maximum tenor raises total cost